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Giving you the power to master your finances

NinjaCard® offers a 100% online experience to help you borrow, save, and spend like never before. Build credit history, access more affordable credit options, and achieve your financial goals.

FDIC-insured checking and savings accounts
Line of Credit access from $300-$1,000
NinjaCard Belt System
Interest earned on savings‡‡

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Why NinjaCard^®?

NinjaCard^® offers a full-service online banking experience with a checking & savings account, a debit card, lending products, and access to your direct deposit two days early!^‡ There are a lot of debit cards, but only one NinjaCard^®.

CHECKING ACCOUNT

NinjaCard^® Checking

The NinjaCard Checking account is an FDIC-insured account that provides you with a Visa® debit card and access to your direct deposit up to two days early.‡

LINE OF CREDIT

NinjaCard^® Flexline™

With NinjaCard Flexline,* you can receive all the benefits of the NinjaCard Checking and Savings accounts, while also having access to the NinjaCard Line of Credit. With limits starting at $300, you can borrow what you need, exactly when you need it. There are no withdrawal limits up to your credit limit and you only pay for what you use.

SAVINGS ACCOUNT

Build Savings

The NinjaCard Savings account is an interest earning savings account that offers additional rewards.††

NINJA BELT PROGRAM

Achieve Higher Belts

As you reach financial milestones, your access to credit increases and your fees go down!

Benefits of NinjaCard

Receive a Visa^® debit card
FDIC-insured checking and savings accounts
Interest earned on savings

Line of Credit access from $300-1,000*
Receive your direct deposit two days early‡
NinjaCard Belt System

Digital wallet capability
Coming soon... even more great benefits

NinjaCard^® Accounts

NinjaCard^® gives you the tools you need to take control of your finances! Whether you’re trying to save money for emergencies, spend money wisely, or access a line of credit—NinjaCard^® has what you need.

NinjaCard Flexline*

Your Ninja journey starts here

Quick access to a line of credit up to $1,000
Funds deposited directly to your bank account**
Easy payments
Transparent fees

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NinjaCard Checking and Savings†

Coming Soon! We are working on improving our Dojo!

FDIC-insured checking and savings account
Visa® debit card
Earn rewards††
Access to your direct deposit up to two days early‡

Enter your email to get notified of availability

TALK TO US

Chat with a NinjaCard^® expert today!

Our dedicated team of NinjaCard^® experts is here to answer your questions, assist you with the application process, and give you the information you need. Contact us today!

What our customers are saying

This program gives me more benefits and makes me feel more confident than I have with others in the past.

— Hector

This is amazing! I love being rewarded for my everyday money habits.

— Tosha

I love the line of credit, it allows me to have funds for emergencies.

— Anita

This is a serious bank card and an innovative program!

— Frank

Build credit history, save money, master your finances.