THE BLACK BELT OF DEBIT CARDS

Giving you the power to master your finances

NinjaCard® offers a 100% online experience to help you borrow, save, and spend like never before. Build credit history, access more affordable credit options, and achieve your financial goals.

  • FDIC-insured checking and savings accounts††
  • Line of Credit access from $500-$1000*
  • Ninja Belt Program
  • Interest earned on savings
Get Started
DOWNLOAD THE APP
Apple AppGoogle App

Why NinjaCard®?

NinjaCard® offers a full-service online banking experience with a checking & savings account, a debit card, lending products, and access to your direct deposit two days early!‡ There are a lot of debit cards, but only one NinjaCard®.

CHECKING ACCOUNT

NinjaCard® Plus Account

The NinjaCard® Checking account is an FDIC-insured account†† that provides you with a Visa® debit card, access to your direct deposit up to two days early,‡ and enrollment in our financial literacy courses.

NinjaPlus

LINE OF CREDIT

NinjaCard® Premier Account

With NinjaCard® Premier, you receive all the benefits of the NinjaCard® Plus account, while also having access to the NinjaCard® Line of Credit.† With limits starting at $500, you can borrow what you need, exactly when you need it. There are no withdrawal limits up to your credit limit* and you only pay for what you use.

SAVINGS ACCOUNT

Build Savings

The NinjaCard® Savings account is an interest earning savings account that offers additional rewards** through our financial literacy program.

NINJA BELT PROGRAM

Achieve Higher Belts

As you reach financial milestones, your access to credit increases and your fees go down!

NinjaPlus

Benefits of NinjaCard®

  • Receive a Visa® debit card
  • FDIC-insured checking and savings accounts††
  • Interest earned on savings
  • Financial literacy program
  • Line of Credit access from $500–$1000*
  • Receive your direct deposit two days early‡
  • Ninja Belt Program
  • Digital Wallet Capability
  • Coming soon... even more great benefits

NinjaCard® Accounts

NinjaCard® gives you the tools you need to take control of your finances! Whether you’re trying to save money for emergencies, spend money wisely, or access a line of credit—NinjaCard® has what you need.

NinjaCard® Plus

Checking and Savings Accounts

  • Access a brand new Visa® debit card
  • Checking and savings insured by FDIC††
  • Access to your direct deposit two days early!‡
  • Earn interest on your savings
  • Save for emergencies or future expenses
Open Account

NinjaCard® Premier

All the benefits of NinjaCard® Plus with a Line of Credit

Now available in Alabama, Delaware, Idaho, Kansas, Utah

  • Line of Credit access from $500–$1000*
  • Get the funds you need in a hurry
  • Only pay for what you use!
  • No withdrawal limits up to your credit limit
Open and Apply

TALK TO US

Chat with a NinjaCard® expert today!

Our dedicated team of NinjaCard® experts is here to answer your questions, assist you with the application process, and give you the information you need. Contact us today!

Contact Us

What our customers are saying

This program gives me more benefits and makes me feel more confident than I have with others in the past.

— Hector

This is amazing! I love being rewarded for my everyday money habits.

— Tosha

I love the line of credit, it allows me to have funds for emergencies.

— Anita

This is a serious bank card and an innovative program!

— Frank

Build credit history, save money, master your finances.

Get Started
DOWNLOAD THE APP
Apple AppGoogle App