How does it work?
Borrow
Log in to the app to borrow from your line of credit. Funds go directly to your bank account.
Repay
Make payments online or through the mobile app to quickly replenish your available credit.
Repeat
You can borrow continuously up to your credit limit without the hassle of reapplying!
The NinjaCard FlexLine is currently available in these states
Sign up now to get notified when your state becomes available.
About NinjaCard® FlexLine™
With the NinjaCard FlexLine, you can borrow only what you need, make payments with a billing cycle tailored to your regular income interval, and reborrow as many times as you want up to your credit limit. To authorize a FlexLine draw, simply login to your NinjaCard online account (www.ninjacard.com) or use the NinjaCard mobile application. The FlexLine lender will disburse the draw to your NinjaCard checking account or to any other deposit account you choose to link to your FlexLine.
Talk to us:
855-NINJA-42 (855-646-5242)
2025 © NinjaCard, LLC - All right reserved.
*NINJACARD® FLEXLINE™ LENDER. The NinjaCard FlexLine agreement will name the FlexLine lender, which will make the loan decision, communicate that decision to the applicant, and disburse draws to approved applicants. Depending on your state of residence and credit limit, the FlexLine lender will be named in the FlexLine agreement. NinjaCard, LLC, the program manager for FlexLine, will service and collect your FlexLine on behalf of the lender. Accepted payment methods include ACH—authorized with a signed autopay form—or personal check, money order, or cashier’s check—mailed to the remittance address listed in the FlexLine agreement. Cash and in-person payments are not accepted. FlexLine may not be available to residents of some states. See disclaimers appearing on the FlexLine application for details.
NINJACARD FLEXLINE DRAWS. The FlexLine lender will disburse draws to any deposit account you choose to link to your FlexLine. You must affirmatively authorize a draw by either logging in to your NinjaCard online account http://www.ninjacard.com or using the NinjaCard mobile application.
NOTICE OF FURNISHING NEGATIVE INFORMATION. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.